CLICK FOR TODAY’S PRESENTATION Ruffles Uses CHIPS, Plus Low-Cost Debt, To Balance ’21 Budget County Treasurer’s Model May Provide A Roadmap For Reps By JIM KEVLIN • Special to www.AllOTSEGO.com COOPERSTOWN – Otsego County’s roads are paved with gold, County Treasurer Allen Ruffles has discovered. And that gold can balance the county’s 2021 budget and keep the tax-rate increase under the state-mandated 2 percent next year, Ruffles told the county board’s Budget Committee today. In unveiling a preliminary county budget…