IN MEMORIAM: Margaret Umbach, 72, Oneonta ONEONTA – Margaret “Peggy” Umbach, 72, passed peacefully Feb. 28, 2018, at Albany Medical Center. She was born April 16, 1945 in Oneonta, to Quentin and Mary Holmes, and raised by Burton and Winifred Miller. Peggy married Victor H. Umbach on Oct. 9, 1965 at the West End Community Baptist Church, Oneonta.…