IN MEMORIAM: Joan C. McLaud, 89; Founded Insurance Firm With Husband UNADILLA — Joan C. McLaud, 89, founder with her husband of the Douglas M. McLaud Insurance Agency in Otego, and also pursued a wide range of interests, passed away in her home on Nov. 6, 2019, with her devoted daughters, Mary McLaud and Susan Van Cott, by her side. Joan was born on Dec. 19, 1929, in Oneonta, at the beginning of the Great Depression, the daughter of Stewart…
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