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The legitimacy of any financial institution is dependent on the level of debt income ratio. Drop in debt income ratio affects sustainability and trust in the system. “In God We Trust,” In Money We Must. Deficit spending is the Achilles’ heel of financial institutions. Kicking the can down the road only adds to vulnerability, like killing the goose that laid the golden egg.
Gerry Welch
Cooperstown
If Israel is to be the light of the world, then what needs to take place is an Act of God, a miracle. Guns, bloodshed, murder and mayhem should not be necessary.…
I cannot stress this point strongly enough: We can no longer assume that there is any “safe” drug supply on the streets, social media, or the Internet (licensed online pharmacies and regulated dispensaries excepted).…
Be that as it may, carnivals—winter festivals, winter carnivals, snow festivals, frost fairs—have been around for a long time. They are especially popular in the wintry countries of the north, where the long, cold, snowy and, in the past, very often severe weather conditions exacerbate the winter doldrums, forcing the residents indoors and offering them no rewarding and stimulating social activity.…